Privacy Policy is owned and operated by Denmark Square Limited (registered number 08561817) trading as Money&Co., registered address 58 Glentham Road, London SW13 9JJ. Denmark Square Limited is the data controller for the purposes of the Data Protection Act 1998 and is registered with the Information Commissioner's Office under number ZA040147. Denmark Square Limited is authorised and regulated by the Financial Conduct Authority (FCA) under Reference Number 727325.

1.1 This privacy policy sets out Money&Co.'s practice and your rights regarding your personal information. By using you agree to the terms of this policy.

1.2 You should check this page each time you use because by continuing to use you agree to any changes Money&Co. has made since your last visit. If Money&Co. makes major changes to the policy Money&Co. will notify you by pop-up the next time you log in to

1.3 If you are a director or member who initiates a borrower Loan application you may provide your own biographical details in support of the application and you consent to these details being displayed on If you submit personal information relating to other individuals, Money&Co. will rely on your having their written consent to their information being submitted and processed in accordance with this policy.


Information you give Money&Co.

2.1 Money&Co. will collect, process and store information about you when you register and complete forms on, communicate with Money&Co., browse, post material to the Forum or otherwise submit information in support of a Loan application or relating to an Auction.

2.2 Technical information

Money&Co. will collect the following information in respect of your use of

2.2.1 your IP address.

2.2.2 the number of pages you visit on

2.2.3 how long you spend on each page of

2.3 Third party information

Money&Co. may collect information about you from third parties to verify your identity and for fraud prevention. Money&Co. collects information about lenders' and borrowers' (including their directors', shareholders' and/or members') identity and credit history/score from credit reference agencies (currently Experian). Money&Co. works with third parties such as sub-contractors in technical functions, payment processing and loan enforcement and may also collect information about you from them.

3 Use of your information

3.1 Your information will enable Money&Co. to:

3.1.1 allow you access to

3.1.2 check credit history/scores, review applications and apply a borrower Risk rating where applicable.

3.1.3 check the identity of lenders, borrowers, directors and shareholders of borrower companies and members of LLPs.

3.1.4 run Loan Auctions.

3.1.5 set up and manage your Money&Co. Account.

3.1.6 contact you about your use of or your Money&Co. Account, give notice of important changes or request your views on Money&Co.'s services.

3.1.7 use and analyse the information collected to administer, support and develop services.

3.1.8 keep Money&Co.'s records up to date.

3.1.9 try to identify illegal activities and ensure regulatory compliance.

3.1.10 administer and enforce repayment of Loans.

3.2 Money&Co. may use your information to contact you periodically with details of products and services. In addition, and only where you have given Money&Co. permission to do so, Money&Co. may pass your information to selected third parties for marketing purposes. If you wish to withdraw your permission to either of the above, you can inform Money&Co. using the 'Contact' form, or by phone: 020 3143 4000, or by post: Money&Co. Customer Services, 42 Bruton Place, London W1J 6PA.

4 Disclosure of your information

4.1 Money&Co. will provide the personal information you supply to Experian or other credit reference agencies for the purposes described in this policy. You agree to the following statement:

"Money&Co. may undertake a search with Experian for the purposes of verifying my identity. To do so Experian may check the details I supply against any particulars on any database (public or otherwise) to which they have access. They may also use my details in the future to assist other companies for verification purposes. A record of the search will be retained."

4.2 allows potential lenders to view borrowers' names and loan requests, but only registered users to view borrowers' accounts filed at Companies House for the previous three years, the company profile provided by each borrower and, in some cases, a biographical summary of a borrower's director(s) or member(s).

4.3 If a borrower misses a payment or otherwise defaults, Money&Co. may provide the borrower's details to recovery agents to enforce repayment and to Experian or other credit reference agencies. This may adversely affect the borrower's ability to obtain credit in future.

4.4 Money&Co. may provide your personal information to public authorities, law enforcement and fraud prevention agencies and may collect and process personal information about you from these authorities and agencies.

4.5 Money&Co. may transfer or disclose your personal information to Money&Co.'s professional advisers or to others as Money&Co. considers reasonably necessary or desirable for the administration of and the Loans or as required by law. Unless you have given your consent, Money&Co. will not disclose or sell your information outside Money&Co.'s corporate group, except in connection with a joint venture or the proposed sale of the whole or part of Money&Co.'s business.

4.6 Your personal information will be held on Money&Co.'s computers and may be accessed by or transferred to Money&Co. staff, and/or third parties who provide support services to Money&Co. These may be located outside the European Economic Area where there may not be strong data protection laws, but Money&Co. will ask third parties to agree to use your information in accordance with this policy.

5 Cookies

5.1 Cookies are small amounts of information which Money&Co. stores on your computer. Cookies collect information about you to make it easier for you to log on and use in future. You may set your browser to reject cookies (please see further information here: (, but you may then not be able to use certain features of

5.2 The cookies used on are:

5.2.1 Strictly necessary cookies required for the operation of They include cookies that enable you to log into secure areas, use online payment services or, if you are a lender, to create a basket of potential Loan Bids.

5.2.2 "Session ID" cookies used to recognise you when you return to in order to personalise website content.

5.3 Session ID cookies set by Money&Co. will not expire but you can clear these cookies using your browser or device settings.

6 Security

6.1 Money&Co. employs technical security measures to protect your information, including encrypting data on Money&Co.'s secure pages. You are responsible for keeping your password confidential and must log out after every visit to

6.2 The transmission of information over the internet is not secure. Although Money&Co. will take steps to protect your personal information, it cannot guarantee its security. You accept the risk of using the internet and that Money&Co. is not responsible for any breach of security unless Money&Co. has been negligent or broken data protection law.

7 Access to information

You are entitled to see a copy of the personal information Money&Co. holds about you on paying a small administrative fee. You may also ask Money&Co. to make any changes necessary to ensure that any personal information held is accurate and up to date.

8 Contact

All comments, queries and requests relating to Money&Co.'s use of your information are welcomed and should be addressed to: Money&Co. Data Controller, 42 Bruton Place, London W1J 6PA, or by using the 'Contact' form.